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Travel Insurance: Is It Worth It?

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Words by Tammy

Founder & Travel Advisor, Morris Travel Co.

Publish date

September 21, 2026

Let’s start with the question we hear most often: do most travelers actually get travel insurance?

Choosing travel insurance is a personal decision. As your travel advisor, we help you understand your coverage options so you can choose what’s right for you. Plans vary by destination, trip length, and investment.

That said, about 80 percent of our travelers choose some form of travel insurance. This is especially common for international travel, cruises, and higher value trips where there is more at stake. Many travelers appreciate having protection for unexpected medical expenses, trip interruptions, delays, or emergencies.

With a range of coverage options available, travel insurance can be tailored to fit your specific plans. For many travelers, the peace of mind it provides is just as valuable as the coverage itself.

Do We Recommend Travel Insurance?

Yes, especially for international travel.

Many travelers are unaware that their regular health insurance often does not cover medical care outside their home country. Travel insurance helps cover medical emergencies, evacuations, trip interruptions, and early returns for urgent situations.

Even for domestic trips, insurance protects your investment and eases stress if plans change.

Do We Personally Purchase Travel Insurance?

Yes, we always purchase travel insurance for international trips. It is not the most exciting expense, but like any insurance, it brings peace of mind. When the unexpected happens, having coverage in place makes all the difference.

Is Travel Insurance Worth It?

If you are planning an international vacation, taking a cruise, or simply want the reassurance of medical coverage while traveling, travel insurance is worth considering.

With both personal and professional experience in travel insurance, we can help guide you through the available options. Every trip is unique, and together we can choose the coverage that fits your plans, so you can travel with confidence.

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